{"id":2796,"date":"2018-09-21T23:49:40","date_gmt":"2018-09-21T22:49:40","guid":{"rendered":"http:\/\/mouillere.com\/universconvergents\/?p=2796"},"modified":"2020-04-01T22:21:11","modified_gmt":"2020-04-01T21:21:11","slug":"google-pay-en-france","status":"publish","type":"post","link":"https:\/\/mouillere.com\/universconvergents\/2018\/09\/21\/google-pay-en-france\/","title":{"rendered":"Google Pay en France"},"content":{"rendered":"<p>Lanc\u00e9e au d\u00e9but de l&#8217;ann\u00e9e aux Etats-Unis, Google Pay n&#8217;est toujours pas disponible en France alors qu&#8217;il a \u00e9t\u00e9 lanc\u00e9 en R\u00e9publique tch\u00e8que, Irlande, Belgique, Pologne, Espagne ou Royaume-Uni.<\/p>\n<p><!--more--><\/p>\n<p>Google Pay couvre le paiement NFC en boutique physique depuis un smartphone en sus des informations bancaires li\u00e9es \u00e0 un compte Google pour les achats en ligne (abonnements, achat d&#8217;applications Android)<\/p>\n<p>Mais pour le paiement NFC en boutique, Google doit passer des accords avec des banques locales, tout comme Apple Pay ou Samsung Pay.<\/p>\n<p>Selon une \u00e9tude de Mastercard, pr\u00e8s d&#8217;une transaction par carte sur deux en magasin (en Europe) est effectu\u00e9e sans contact port\u00e9 notamment par la g\u00e9n\u00e9ralisation de l&#8217;\u00e9quipement chez les commer\u00e7ants et par l&#8217;essor des solutions d\u00e9mat\u00e9rialis\u00e9es de transports en commun.\u00a0L&#8217;\u00e9tude constate une augmentation de 97% des transactions sans contact d&#8217;une ann\u00e9e sur l&#8217;autre. En France, elle atteint\u00a0 m\u00eame 156% (de janvier 2017 \u00e0 ao\u00fbt 2018). Dans plus de 15 march\u00e9s europ\u00e9ens cl\u00e9s (Danemark, Croatie, Gr\u00e8ce, Hongrie, Pays-Bas, Pologne, Russie, etc.), les transactions sans contact en magasin d\u00e9passent d\u00e9j\u00e0 50%. En France, ce chiffre oscille entre 20% et 26% depuis le d\u00e9but de l\u2019ann\u00e9e.<\/p>\n<p>Apr\u00e8s Apple Pay, Orange Cash ou encore Lydia et avant Google Pay, Samsung avait d\u00e9j\u00e0\u00a0lanc\u00e9 au printemps\u00a0dernier son offre Samsung Pay dans l&#8217;hexagone en partenariat avec le groupe BPCE (Banques Populaires et Caisses d&#8217;\u00e9pargne).<\/p>\n<p>C&#8217;est donc au tour de Google Pay de se developper dans l&#8217;hexagone.<\/p>\n<p><a href=\"https:\/\/www.zdnet.fr\/actualites\/google-pay-avant-la-fin-de-l-annee-en-france-39873939.htm\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.zdnet.fr\/actualites\/google-pay-avant-la-fin-de-l-annee-en-france-39873939.htm<\/a><\/p>\n<p><a href=\"https:\/\/www.zdnet.fr\/actualites\/paiement-le-nfc-devient-une-habitude-en-europe-39873785.htm\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.zdnet.fr\/actualites\/paiement-le-nfc-devient-une-habitude-en-europe-39873785.htm<\/a><\/p>\n<p><a href=\"https:\/\/www.zdnet.fr\/actualites\/bpce-apple-pay-samsung-pay-le-decollage-prendra-du-temps-39867940.htm\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.zdnet.fr\/actualites\/bpce-apple-pay-samsung-pay-le-decollage-prendra-du-temps-39867940.htm<\/a><\/p>\n<p><a href=\"https:\/\/www.zdnet.fr\/actualites\/le-paiement-nfc-explose-en-france-mais-pas-sur-smartphone-39856628.htm\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.zdnet.fr\/actualites\/le-paiement-nfc-explose-en-france-mais-pas-sur-smartphone-39856628.htm<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lanc\u00e9e au d\u00e9but de l&#8217;ann\u00e9e aux Etats-Unis, Google Pay n&#8217;est toujours pas disponible en France alors qu&#8217;il a \u00e9t\u00e9 lanc\u00e9 en R\u00e9publique tch\u00e8que, Irlande, Belgique, Pologne, Espagne ou Royaume-Uni.<\/p>\n","protected":false},"author":1,"featured_media":2798,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[87],"tags":[],"class_list":["post-2796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-payment"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2018\/09\/nfc_harris.jpg?fit=620%2C455&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6jw1p-J6","jetpack-related-posts":[{"id":5724,"url":"https:\/\/mouillere.com\/universconvergents\/2023\/12\/19\/epic-games-gagne-contre-google\/","url_meta":{"origin":2796,"position":0},"title":"Epic Games gagne contre Google","author":"Fred","date":"19 d\u00e9cembre 2023","format":false,"excerpt":"Breaking news : Google abuse de son monopole sur le march\u00e9 de la distribution d'applications mobiles.Tout le monde le constate depuis des ann\u00e9es mais il aura fallu tout ce temps pour que Google soit condamn\u00e9e, le temps n\u00e9cessaire pour assoir sa domination. Il est grand temps que les autorit\u00e9s de\u2026","rel":"","context":"Dans &quot;IT&quot;","block_context":{"text":"IT","link":"https:\/\/mouillere.com\/universconvergents\/category\/it\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/12\/Gatekeepers-1.jpeg?fit=1024%2C1024&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/12\/Gatekeepers-1.jpeg?fit=1024%2C1024&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/12\/Gatekeepers-1.jpeg?fit=1024%2C1024&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/12\/Gatekeepers-1.jpeg?fit=1024%2C1024&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5694,"url":"https:\/\/mouillere.com\/universconvergents\/2023\/11\/12\/gafam-violation-des-droits-des-tiers-au-service-de-la-desinformation-et-des-revenus-quelle-genere\/","url_meta":{"origin":2796,"position":1},"title":"GAFAM : violation des droits des tiers au service de la d\u00e9sinformation et des revenus qu&#8217;elle g\u00e9n\u00e8re","author":"Fred","date":"12 novembre 2023","format":false,"excerpt":"Le ni rebel ni consensuel mais critique et responsable Petit Web publie un article consacr\u00e9 \u00e0 l'\u00e9tude du Poynter Institute qui estime que Meta et Google devraient payer aux \u00e9diteurs am\u00e9ricains entre 11,9 et 13,9 Mds$ par an. D\u00e9fendant leurs mod\u00e8les \u00e9conomiques bas\u00e9s sur la violation des droits des tiers\u2026","rel":"","context":"Dans &quot;IP&quot;","block_context":{"text":"IP","link":"https:\/\/mouillere.com\/universconvergents\/category\/ip\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/11\/2023-03-The-value-of-journalistic-content-for-the-Google-search-engine-in-Switzerland.jpg?fit=1200%2C668&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/11\/2023-03-The-value-of-journalistic-content-for-the-Google-search-engine-in-Switzerland.jpg?fit=1200%2C668&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/11\/2023-03-The-value-of-journalistic-content-for-the-Google-search-engine-in-Switzerland.jpg?fit=1200%2C668&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/11\/2023-03-The-value-of-journalistic-content-for-the-Google-search-engine-in-Switzerland.jpg?fit=1200%2C668&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/11\/2023-03-The-value-of-journalistic-content-for-the-Google-search-engine-in-Switzerland.jpg?fit=1200%2C668&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":2850,"url":"https:\/\/mouillere.com\/universconvergents\/2018\/10\/15\/tokenisation-paiement-et-authentification\/","url_meta":{"origin":2796,"position":2},"title":"Tokenisation, Paiement et Authentification","author":"Fred","date":"15 octobre 2018","format":false,"excerpt":"En mati\u00e8re de paiement, la tokenisation est le remplacement d\u2019\u00e9l\u00e9ments sensibles comme le PAN (Primary Account Number ou num\u00e9ro figurant au recto de votre carte bancaire) par des \u00e9l\u00e9ments moins sensibles appel\u00e9s tokens (ou jetons) li\u00e9s \u00e0 des appareils (mobiles, tablettes, IoT). L\u2019enr\u00f4lement (ou la demande d\u2019\u00e9mission d\u2019un jeton associ\u00e9\u2026","rel":"","context":"Dans &quot;Banking &amp; Payment&quot;","block_context":{"text":"Banking &amp; Payment","link":"https:\/\/mouillere.com\/universconvergents\/category\/it\/banking-payment\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2018\/10\/tokenization.png?fit=765%2C430&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2018\/10\/tokenization.png?fit=765%2C430&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2018\/10\/tokenization.png?fit=765%2C430&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2018\/10\/tokenization.png?fit=765%2C430&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5575,"url":"https:\/\/mouillere.com\/universconvergents\/2023\/06\/14\/le-demantelement-en-europe-dun-calimero\/","url_meta":{"origin":2796,"position":3},"title":"Le d\u00e9mant\u00e8lement en Europe d&#8217;un Calimero","author":"Fred","date":"14 juin 2023","format":false,"excerpt":"A l'instar de l\u2019administration am\u00e9ricaine, la commission europ\u00e9enne a ouvert une enqu\u00eate pour abus de position dominante \u00e0 l\u2019encontre de Google sur le march\u00e9 de la publicit\u00e9 programmatique pr\u00e9conisant le d\u00e9mant\u00e8lement du groupe. Comme le d\u00e9crit parfaitement Me Etienne WERY dans un article consacr\u00e9 au projet de d\u00e9mant\u00e8lement de Google,\u2026","rel":"","context":"Dans &quot;Internet&quot;","block_context":{"text":"Internet","link":"https:\/\/mouillere.com\/universconvergents\/category\/it\/internet\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/06\/Google-antitrust.jpg?fit=640%2C353&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/06\/Google-antitrust.jpg?fit=640%2C353&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2023\/06\/Google-antitrust.jpg?fit=640%2C353&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":3132,"url":"https:\/\/mouillere.com\/universconvergents\/2019\/10\/16\/gafam-un-manque-a-gagner-dun-milliard-deuros\/","url_meta":{"origin":2796,"position":4},"title":"GAFAM: un manque \u00e0 gagner d&#8217;un milliard d\u2019euros","author":"Fred","date":"16 octobre 2019","format":false,"excerpt":"Le Monde du Droit consacre un article pertinent consacr\u00e9 au manque \u00e0 gagner consid\u00e9rable que repr\u00e9sente l'optimisation fiscale pratiqu\u00e9e par les GAFAM qui se jouent des r\u00e8gles d\u00e9su\u00e8tes de la fiscalit\u00e9 internationale. L' \u00e9tude r\u00e9alis\u00e9e par l'ex-secr\u00e9taire d\u2019Etat en charge du num\u00e9rique Mounir Mahjoubi d\u00e9montrent que les GAFAM devraient payer\u2026","rel":"","context":"Dans &quot;Fiscalit\u00e9&quot;","block_context":{"text":"Fiscalit\u00e9","link":"https:\/\/mouillere.com\/universconvergents\/category\/fiscalite\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2019\/10\/LSSGHIBLCG6VPRXS6QKCM36CFU.jpg?fit=913%2C1200&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2019\/10\/LSSGHIBLCG6VPRXS6QKCM36CFU.jpg?fit=913%2C1200&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2019\/10\/LSSGHIBLCG6VPRXS6QKCM36CFU.jpg?fit=913%2C1200&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2019\/10\/LSSGHIBLCG6VPRXS6QKCM36CFU.jpg?fit=913%2C1200&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":2202,"url":"https:\/\/mouillere.com\/universconvergents\/2017\/01\/03\/censure-de-la-taxe-google-pour-la-lutter-contre-loptimisation-fiscale\/","url_meta":{"origin":2796,"position":5},"title":"Censure de la taxe Google pour la lutter contre l&#8217;optimisation fiscale","author":"Fred","date":"3 janvier 2017","format":false,"excerpt":"Selon le d\u00e9put\u00e9 PS Yann Galut, \u00ab l\u2019imp\u00f4t sur les soci\u00e9t\u00e9s pay\u00e9 par Google en 2015 s\u2019est \u00e9lev\u00e9 \u00e0 6,7 millions d\u2019euros, pour un revenu estim\u00e9 \u00e0 plus de 1,5 milliard. Airbnb, dont le r\u00e9sultat est estim\u00e9 \u00e0 65 millions d\u2019euros, n\u2019a pay\u00e9 que 69 000 euros d\u2019imp\u00f4t ... au\u2026","rel":"","context":"Dans &quot;Audiovisuel&quot;","block_context":{"text":"Audiovisuel","link":"https:\/\/mouillere.com\/universconvergents\/category\/ip\/audiovisuel\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2017\/01\/Gafa-2.jpg?fit=1141%2C838&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2017\/01\/Gafa-2.jpg?fit=1141%2C838&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2017\/01\/Gafa-2.jpg?fit=1141%2C838&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2017\/01\/Gafa-2.jpg?fit=1141%2C838&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/mouillere.com\/universconvergents\/wp-content\/uploads\/2017\/01\/Gafa-2.jpg?fit=1141%2C838&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/posts\/2796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/comments?post=2796"}],"version-history":[{"count":2,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/posts\/2796\/revisions"}],"predecessor-version":[{"id":4059,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/posts\/2796\/revisions\/4059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/media\/2798"}],"wp:attachment":[{"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/media?parent=2796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/categories?post=2796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mouillere.com\/universconvergents\/wp-json\/wp\/v2\/tags?post=2796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}